CCAvenue accepts all Visa and Master Card. No US $ billing is necessary on any credit card issued in India . Your Indian customer does not have to allocate US$ resources for a CCAvenue transaction, from their BTQ of US$ 5000 sanctioned by the Reserve Bank of India . They are also exempt from paying high and random foreign exchange rates charged by banks for US$ transactions.

Customers from outside India pay in their local currency, as billed by their credit card issuing institution.
Customers can also avail our net banking options

American Express: The world's favorite card. More than 57 million cards in circulation and growing! Around US $ 123 billion was spent last year through American Express Cards and it is poised to be the world's No. 1 card in the near future. In a regressive US economy last year, the total amount spent on American Express cards rose by 4 percent. American Express cards are especially popular in the U.S., Canada, Europe and Asia and are used widely in the retail and everyday spend categories.

Citibank E-Cards: Citibank has launched a new initiative Citibank eCard to promote safe and secure E-shopping. Like a regular credit card but without a physical plastic, it is India 's first web credit card. The Citibank eCard can be used for all types of Internet shopping and transactions through telephone and mail order. You can also do all transactions available on Internet Banking, including utility bills and ordering a demand draft.

Diners Club International: The world's No. 1 Charge Card. Diners Club cardholders reside all over the world and the Diners Card is an old corporate favorite. There are more than 8 million Diners Club cardholders. They are affluent and are frequent travelers in premier businesses and institutions, including Fortune 500 companies and leading global corporations.

JCB Cards: The JCB Card has a merchant network of 10.93 million spanning 189 countries. It is supported by more than 320 financial institutions worldwide and serves more than 48 million cardholders in 18 countries. The JCB philosophy of "identify the customer's needs and please the customer with Service from the Heart" is paying rich dividends as their customers spend US$43 billion annually on their JCB cards.

MasterCard: MasterCard International is a global payments company with one of the most recognized and respected brands in the world. With 32 million acceptance locations, no payment card is more widely accepted globally than MasterCard. Last year, MasterCard handled transactions worth US$285 billion.

VISA: The world's most preferred card. There are more than one billion cards in circulation, with unsurpassed acceptance in more than 150 countries. Visa-branded cards generate US$2.4 trillion in annual card sales volume. Nearly half of this in US alone.

CREDIT CARDS BEARING - "VALID IN INDIA & NEPAL ONLY" ACCEPTED
A recent survey shows that 70% of the Credit cards issued in India, mostly by nationalized banks, are restricted for use in India and Nepal only. Merchants using CCAvenue.com can accept these credit cards, along with the globally valid ones.

Note: Foreign payment gateway service providers do not accept these cards.

CCAvenue.com allows e-merchants to extend and integrate their websites to this payment gateway facility, and to accept payment from their customers. This is done by directly debiting from the customers' online account in any of the following banks/divisions.

Centurion Bank of Punjab
Citibank
HDFC Bank
ICICI ePayments Ltd
IDBI Bank
IndusInd Bank
Kotak Mahindra Group
Oriental Bank of Commerce
Punjab National Bank (PNB)
The Federal Bank Ltd
UTI Bank

CHARGE BACK LIABILITY IS NOW HISTORY
Every online merchant's worst nightmare is financial and reputation loss incurred through the charge back of online transactions. CCAvenue™ is one of the few websites that has implemented two new security protocols - Verified By Visa & MasterCard Secure Code, which will virtually eliminate the instance of charge backs for the reasons of `Transaction Not Authorized' in Visa & MasterCard Internet transactions:

a) The cardholder cannot dispute his participation in the transaction.

b) Even if the cardholder does dispute his /her participation in the transaction (because his /her card is not enrolled in the Verified By Visa OR MasterCard Secure Code program) the merchant has zero financial liability and the cost of the transaction has to be borne by the bank or financial institution who issued the credit card.

c) However disputes, related to quality and or delivery of the merchandise could still result in a charge back if the merchant has not addressed these issues when the customer has raised queries directly or via his credit card issuing bank.

70% of e-commerce charge backs are "cardholder unauthorized" due to cardholders saying "I didn't do it." SecureCode gives you a way to reduce charge back and fraud costs.

70% of consumers surveyed by MasterCard say they are concerned with security and fraud issues. SecureCode gives them more confidence.

73% say that enhanced security would influence their decision to purchase online. SecureCode encourages online shopping.

61% are concerned that their credit card number will be intercepted by "hackers." Accepting cards from other countries will be easier and less risky; SecureCode helps you move into new markets.